![]() Real Time Appraisals is ready for your FHA appraisalsReal Time Appraisals is MA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to call Real Time Appraisals, as we are approved and certified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Real Time Appraisals is well-trained on how to comply with the rules and regulations provided. If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Available to all purchasers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely helpful to those purchasers with less available starting capital. |